By: Patricia

Patricia — Wed, 15 Jul 2015 12:09:01 +0000

How to build credit and get top sceros at the same time (with time):Use your credit card for small things you need like food or gas.Pay in full each month.52% of Americans use cards this way.They carry the top sceros.Carrying balances is an easy way to destroy credit.You don’t want a low interest card. Why?This will only tempt you to carry balances.When you pay in full each month, you never pay interest.So let that interest (APR) be 99.9%. You’ll never pay it.You only plan it to use in emergencies?You need to set up an emergency savings account for this. Not a credit card.Again, you need to use your card to develop credit.If you don’t use it, the credit reports will show $0 balance no benefit.Use it for very small things, and pay in full, and get sceros that will amaze any future creditor

Comments on: Lo Doc Loans: 60% LVR

By: Patricia